Tag: Medical Evidence
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Gibson v. Unum: Discovery Beyond the Disability Claim File
A Minnesota court upheld targeted discovery into an alleged misrepresentation of a physician conversation. The ruling preserves the benefits claim’s record limits and leaves the fiduciary-duty claim’s merits unresolved.
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Provident Partial Disability Claims Need More Than Lost Income
Whitlock’s earnings loss met the policy threshold, but the court found insufficient proof of occupational limits. The decision shows why duties, duration, and continued work need clear supporting evidence.
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Hartford’s “Any Occupation” Review: Why Job Demands and Appeal Records Matter
A recent ERISA disability decision examines Hartford’s appeal handling, retraining assumptions, and proposed job demands. The court returned the claim for renewed review without ordering an immediate benefits award.
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A Later Diagnosis Needs a Clear Connection to Your Work Limitations
A California court upheld Unum’s termination of a lawyer’s disability benefits despite later diagnoses. The decision shows why medical evidence must explain specific work limitations at the time benefits ended.
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When Speaking Limits Matter in an ERISA Disability Claim
Sedentary work can still require more speaking than a claimant can sustain. A recent Florida decision highlights why precise functional evidence and the policy’s governing law matter in an ERISA disability dispute.
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