Partial disability coverage may require evidence about both lost income and the work the policy covers. Compare the policy’s terms with the evidence about occupational duties and working time.
Read the full article: Provident Partial Disability Claims Need More Than Lost Income.
General information only, not legal advice. Policy terms and individual facts matter.
Transcript
A drop in income can be one part of a partial disability claim. The policy may also ask what your health prevents you from doing at work.
Those are separate questions. In one case discussed on our website, earnings fell enough to meet the policy’s threshold, but the court still found the occupational evidence insufficient.
Start with the exact policy. Then list your main duties, the time they normally take, and what happens when you try them. Include any other work and hours accurately.
One number does not tell the whole story.
I’m Nick Feden of Feden Law Group. Your calm in the midst of chaos.